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In-Home Consultation

Personalized Service, All the Time

White - Glove Service You Can Trust

The world of home financing and refinancing can be complicated. I make it easy. Not only will I help you find the best option for your needs, but I'll also be there every step of the way. My clients trust me because I am always available. Have a question at 10pm? Don't be afraid to send me a text. I'm here for you. 

Your Mortgage Broker in 11 States

Get financing help even if you aren't in Arizona

I'm not just a mortgage broker in Arizona. I can also help residents/people moving to California, Florida, Georgia, Idaho, Missouri, Montana, North Carolina, Oregon, Tennessee and Washington. If you know someone who needs help in one of these states, send them my way!

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Welcome to Ocotillo Home Lending

My name is Caroline Strok and I am the sole owner and operator of Ocotillo Home Lending. With over 25 years of experience working in the mortgage industry, I have ensured that my clients always receive the best service. 

Reviews From Past Clients

The Word on the Street

Nothing means more to me than customer satisfaction. I’ve been helping my clients successfully purchase properties for over 26 years. Check out what past clients have said about working with me. They loved working with Ocotillo Home Lending, and you will, too!

Lauraine D.

Caroline - Thank you so much for making my mothers Refinance such a smooth, stress free experience. Your expertise and 110% level of communication is top notch. Your ability to get her the very best rate and to help her close so quickly was so appreciated. You know this business inside and out. It was an absolute pleasure working with you. I will continue to refer you to everyone I know looking for lending. You always give more than expected. Thanks again for a job well done!!

Melinda H.

We just recently refinanced our home and used Ocotillo Home Lending. Granted I’ve met Caroline Strok a few years ago but this was the first time I’ve worked with her per her business. What an amazing experience! The constant contact from options to choose from, e documents to sign, to her review and informing us of where we can save on additional financing, to final closing. Caroline worked with us every step of the way and all during the Christmas Holiday. Who meets with clients on Christmas Eve? Caroline did. She takes customer service to a new level. Gordon and I greatly appreciated her dedication and professionalism. To anyone looking for a mortgage broker we highly recommend Caroline Strok and Ocotillo Home Lending! Thank you Caroline!

Kristel A. 

Caroline and her team were amazing! Our refi was quick and smooth. I felt informed throughout the process and couldn't have asked for a better experience!

Brianna P. 

I loved working with Caroline, as first time home buyers we had lots of questions and she answered each one that came to mind and more. She wanted me to be informed and to feel confident in my decision to go through her and ocotillo lending. I’m so glad we did. I referred her to a friend also buying and will use her again when the time comes. Thanks for all you do, Caroline!

Jonesi H.

Ocotillo Home Lending did an amazing job with our 2 home refi. Caroline was concise and kept the lines of communication throughout the whole process. It couldn't have gone any smoother. I will always recommend Ocotillo Home Lending.

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